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A proper definition of the term [http://www.votre-compromis-de-vente.com/ credit immobilier] is needed to ensure that its effects on the housing market can be properly analyzed. According to several Internet and book sources, credit crunch is a period when borrowers have a hard time obtaining financing. Even when they're able to find financing, the interest rates will often be high. A capital crunch is what a credit crunch has also been understood to be. There was usually a shortage in equity [http://www.votre-compromis-de-vente.com/ pret immobilier] and also this limits lenders' abilities to make loans, and also this is particularly true in regions which have been most affected by the subprime mortgage and economic crisis. During a credit crunch, lenders stop lending, plus they hold on to their capital because they fear lending money because there are rising bankruptcies, mortgage defaults and job losses, and other factors that increase the risk of a person not being able to repay a [http://www.votre-compromis-de-vente.com/ compromis de vente].
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